TERMS & CONDITIONS – CHUMBAY (chumbay.net) Last updated: 13/12/2025 Welcome to CHUMBAY (“we”, “us”, “our”). These Terms and Conditions govern your use of the website https://chumbay.net (“Website”). By accessing or using our Website, you agree to these Terms. If you do not agree, please stop using the Website. 1. About Us CHUMBAY Website: https://chumbay.net Location: London, United Kingdom Email: support@chumbay.net We publish product comparisons, reviews and affiliate links. We do not sell products directly; purchases made through third-party retailers are governed by those retailers’ terms. 2. Eligibility By using the Website, you confirm that: - You are at least 16 years old, and - You have legal capacity to accept these Terms. If you are under 16, you must discontinue use immediately. 3. User Accounts You may create an account to access optional features. You agree to: - Provide accurate and complete information - Keep your login credentials secure - Notify us of any unauthorised use We may suspend or terminate accounts that violate these Terms or engage in abusive, fraudulent or harmful activity. Passwords are stored in hashed form and cannot be viewed by us. 4. Newsletter Subscription When subscribing to our newsletter, you consent to receive: - Updates and announcements - Promotional content - Affiliate partner recommendations You may unsubscribe at any time. 5. Affiliate Links and Commissions We participate in affiliate programs including, but not limited to: - Amazon Associates - eBay Partner Network - Other affiliate platforms When you click an affiliate link and make a purchase: - We may earn a commission at no extra cost to you - Prices and availability are determined by the retailer - We do not handle or store your payment information We provide content “as-is” and make no warranties regarding product accuracy, pricing, or retailer service quality. 6. Third-Party Websites Our Website links to external websites. We are not responsible for: - Their content or policies - Their terms and conditions - Their customer support, shipping or returns Use third-party sites at your own risk. 7. Intellectual Property All content on CHUMBAY—including text, graphics, branding and layout—is protected by copyright and intellectual property law. You may NOT: - Republish or redistribute content without permission - Scrape or copy content automatically - Sell or license our content You MAY share links to our pages on social media. 8. Acceptable Use Policy You agree not to: - Break any applicable law - Access our servers without permission - Disrupt or damage the Website - Upload viruses or harmful code - Use bots to extract data - Post abusive, defamatory or misleading content We may restrict access for violations. 9. Disclaimer of Warranties Our Website is provided on an “as-is” and “as-available” basis. We do not guarantee that: - The Website will be error-free or uninterrupted - Content is accurate or up to date - Affiliate links always function correctly All implied warranties are disclaimed to the fullest extent permitted by law. 10. Limitation of Liability CHUMBAY will not be liable for: - Indirect or consequential damages - Loss of profits, data or business - Errors or inaccuracies in content - Issues arising from third-party retailers Your sole remedy is to stop using the Website. 11. Changes to the Website We may modify or discontinue parts of the Website at any time without notice. 12. Changes to These Terms We may update these Terms from time to time. Updates are effective when posted with a new “Last updated” date. 13. Governing Law These Terms are governed by the laws of the United Kingdom. Disputes must be resolved in UK courts unless required otherwise by local consumer law. 14. Contact Us For any questions about these Terms, contact: Email: support@chumbay.net Location: London, United Kingdom
